Terms & Conditions and Cookies Policy
Updated 1st May 2023
Access to our site
The terms 'DealTree', 'DealTree Ltd', 'us' or 'we' refers to the owner of the website whose registered office is Gemma House, 39 Lilestone Street, London, England NW8 8SS, with company registration number 14857148. The terms 'our website' or 'the website' refer to www.deal-tree.com . The term 'you' refers to the user(s) or viewer(s) of our website.
'DealTree' is a trading style of DealTree Ltd which is a registered company in England and Wales (14857148) of Gemma House, 39 Lilestone Street, London, England NW8 8SS.
Use of our website
Our website allows you to access our online service which compares a number of financial and insurance products and services.
You are only permitted to use our website if you are a UK resident and you are using it for personal use. Commercial use of our website is strictly prohibited and we reserve the right to take steps - including legal action - against any person or company who uses our website or services for commercial use or in any other unauthorised manner. Unauthorised use includes (but is not limited to) breach of copyright, processing multiple quotes for other customers or companies, and other companies checking their prices against those presented on this website.
You are not permitted to do anything that may affect the security of our website or any information or material stored within it.
The content on our site does not constitute advice or a recommendation upon which you should rely. It is provided for general information purposes only so that you can select the product that you feel is most appropriate to meet your needs. You should always check the suitability, adequacy and appropriateness of the product that is of interest to you. Professional or specialist advice should always be sought before taking any action relating to a mortgage or insurance related inquiry.
By submitting enquiries and using our website you are agreeing to the Terms & Conditions in relation to our non-advised insurance and mortgage services. It is crucial that you answer any questions honestly, accurately and in full, and that you disclose all relevant facts and information. It is your responsibility to identify and correct any mistakes or errors in the information held by the insurance or mortgage provider about you before you apply for the product. Failure to do so could invalidate the product you purchase, meaning, for example, that you could be responsible for any third party costs if any event occurs where you would otherwise have been covered by an insurance product.
The information you provide may be used to carry out certain credit checks through licensed credit-referencing agencies. This is used as part of the underwriting process for mortgage and insurance providers. A record of this search will be made although this will not adversely affect your credit profile.
You agree that we may use your data to send you renewal quotes as a reminder when your policy is due to expire. This involves reusing the data you previously supplied to us and some providers may carry out soft credit checks as part of this process. These searches will be visible on your credit file, but will be clearly noted as being for quotation purposes and they will not affect your chances of obtaining credit in the future.
It is crucial that before you apply for any mortgage or insurance product that you carefully read the terms and conditions of the product and any other documentation that applies and to ensure that the product matches your requirements and that you agree to the terms and conditions of the product before applying for it. We accept no responsibility or liability for any loss or damage you may suffer or incur in the event that any product you apply for does not meet your requirements or is not suitable for you.
We make no representation, warranty, or guarantee that our site will meet your requirements, that it will not infringe the rights of third parties, that it will be compatible with all software and hardware, or that it will be secure.
We make reasonable efforts to ensure that content on our site is complete, accurate, and up-to-date. We do not, however, make any representations, warranties or guarantees (whether express or implied) that the content is complete, accurate, or up-to-date.
Links to our website
You may link to out site provided that you do so in a fair and legal manner and;
- You do not do so in a manner that suggests any form of association, endorsement or approval on our part where none exists;
- You respect our intellectual property and do not use any logos or trademarks displayed on our site without our express written permission; and
- You do not do so in a way that is intended to damage our reputation or to take unfair advantage of it.
You may not link to any page other than the homepage of our site without our express written permission. For the avoidance of doubt, our homepage is:
Framing or embedding of our site on other websites is not permitted without our express written permission and you may not link to our site from any other site which contains material that:
- Is sexually explicit;
- Is obscene, deliberately offensive, hateful or otherwise inflammatory;
- Promotes violence;
- Promotes or assists in any form of unlawful activity;
- Discriminates against, or is any way defamatory of, any person, group or class of persons, race, sex, religion, nationality, disability, sexual orientation, or age;
- Is designed or is otherwise likely to threaten, harass, annoy, alarm, inconvenience, upset, or embarrass another person;
- Is calculated or is otherwise likely to deceive another person;
- Is designed or is otherwise likely to infringe, or to threaten to infringe, another person's privacy;
- Misleadingly impersonates any person or otherwise misrepresents the identity or affiliation of a particular person in a way that is calculated to deceive (obvious parodies are not included in this definition provided that they do not fall within any of the other provisions in these Terms & Conditions);
- Implies any form of affiliation with us where none exists;
- Infringes, or assists in the infringement of, the intellectual property rights (including, but not limited to, copyright, trademarks and database rights) of any other party; or
- Is made in breach of any legal duty owned to a third party including, but not limited to, contractual duties and duties of confidence.
The content restrictions in this document do not apply to content submitted to sites by other users provided that the primary purpose of the site accords with the provisions stated in these Terms & Conditions. You are not, for example, prohibited from posting links on general-purpose social networking sites merely because another user may post such content. You are, however, prohibited from posting links on websites which focus on or encourage the submission of such content from users.
Links to other sites
Links to other websites may be included on our website but, unless expressly stated, these websites are not under our control. We neither assume nor accept responsibility or liability for the content of any third party websites. Any link to another website from our site is for information only and does not imply any endorsement of the websites themselves.
Unless specifically stated otherwise, we are the owner of all the content included on our site. This includes, but is not limited to, logos, trademarks, trading names, copyright, business names, database rights, design rights and any other intellectual property rights. All content is protected by applicable United Kingdom and international intellectual property laws and treaties. All rights reserved.
You must not use any printed, saved or downloaded content from the site for commercial purposes without first obtaining express written permission from us. Personal copies for private use, such as research and private study, and the making of temporary copies for text and data analysis for non-commercial research, are allowed.
You must keep your password confidential and it must not be disclosed to or shared with anyone. You are solely responsible for all use of your account on our website.
Where you provide any information about any other individual(s) you are confirming to us that you have their authority to do so.
You must not misuse our website by knowingly introducing any viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored, or any server, computer or database connected to it.
You are not charged for using our website. When you use our website to buy a product or service we receive a commission payment from the relevant third party, or parties, involved.
We reserve the right to change these Terms & Conditions without notice, and you should, therefore, check these Terms & Conditions each time you visit our website. If any part of these Terms & Conditions is subsequently considered to be illegal or unenforceable then that provision should be treated as having been deleted without affecting the validity of the remaining Terms & Conditions.
In accordance with the GDPR we operate a "soft opt-in consent" policy. This means we give you opportunity to act before cookies are set on your first visit to our website. The cookie alert box on our homepage is fair notice, and continuing to browse is valid consent via an affirmative action.
The cookies we use record the pages of our site you visit and any interactive elements - such as forms - that you use. They can also record information on the visit date and time as well as internet browser and the device you use to access the site. We don’t collect any information that can identify you personally without your voluntary submission via the creation of an account on our site.
If you are not happy, then you should either not use this site, or you should delete the cookies having visited the site, or you should browse the site using your browser’s anonymous usage setting.
You can find out much more about cookies at www.allaboutcookies.org.