Car Insurance

Insurance providers will need to do a 'soft search' on your credit profile when providing quotes. This is just to check details though and has no impact on your credit score. When taking out your insurance with which ever provider you've chosen, they will perform a credit check if you want to pay for the insurance monthly.

The quickest way to check your car’s insurance group is by using online tools, though results may vary since groups can change and aren’t always updated. For a more accurate answer, it’s best to consult directly with insurers or review your existing policy documents.

Yes, you can insure two cars simultaneously by either taking out separate policies, or a multi-car insurance policy. For example, if you have a classic car and a regular vehicle, you might prefer a separate, specialised, policy for the classic car. Alternatively, multi-car insurance allows you to cover two or more vehicles under one policy, which is useful for families with multiple cars since insurers often provide a discount for each additional car on the plan.

Having a car that is in insurance Group 1, such as the Volkswagen Up, will help to ensure your insurance costs are minimised. However, insurers consider more than just the vehicle model and insurance group.

Comparing quotes will help you to decide what is the best vehicle for you.

Yes this can be done, but you'll need to make clear you don't own the vehicle when taking out the insurance. You can specify this when using the comparison tool.

Having legal cover isn't a requirement when getting car insurance, but it's usually not too expensive if an additional cost to a policy. There is the potential risk of legal action from another driver, cyclist or pedestrian following an accident and, in that case, legal cover would be a more than worthwhile addition to have.